Monthly archive for August 2011

Homesitters can reduce your Household Premiums

On August 31, 2011   /   Current News  

Homesitters could save you money!

Oak Underwriting are offering policyholders a discount on their renewal if they use the services of Homesitters  Ltd.

When you’re away Homesitters will stay in your home and look after everything – pets, garden, security – providing complete peace of mind for you, your animals and your insurers.

Homesitters’ clients take better-than-average care of their properties.  They plan ahead; they are prepared to spend substantial sums to protect their homes and possessions; and they are likely to make fewer claims.

In recognition of this,  insurers such as Oak Underwriting will consider Homesitters’ service within their underwriting criteria.  In addition, many will give premium reductions off household insurances to those policyholders who use their services.

For more information get in touch or call 01377 318255.

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Covering Students Effects at University or College

On August 25, 2011   /   Current News  
You might already be covered!

Now is the time many students are leaving home for the first time looking forward to Freshers Week Celebrations as they arrive at University and College.

Banks, Universities and Colleges are suggesting to students that they need to cover their belongings whilst away from home and they can offer an insurance solution.

A1 Insurance TIP: Before you take one of these policies ask your home contents insurers if their policy extends to cover belongings of family members whilst they are attending such establishments.  Many of the policies we provide do this FREE OF CHARGE.

Why not ask us for a quotation – call 01377 318255

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Testimonial – Howton Financial Services Ltd

On August 22, 2011   /   What our customers have to say  

Dear Alan

Just to let you know that I am really impressed by the service I’ve experienced from my Insurers, RSA.  Having had a very minor altercation with my neighbour’s car, my car was taken away on Monday for repair.  The garage came and collected it leaving me a courtesy car and sent me texts to keep me up-to-date with the progress (as well as being able to follow it on the internet). I know it was only a very minor bump but the car has already been returned and is immaculate……………..awesome service or what.  I guess the only time you find out if your policy’s any good is if you have to claim and as long as their premiums stay competitive, I’ll be happy to stay with RSA.

Regards  Paul S Howard

Director Howton Financial Services Limited

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UK Riots – Have you been affected?

On August 10, 2011   /   Current News  

If you have suffered loss or damage as a result of the recent riots, please be aware that insurers require immediate notification in order to lodge a claim in writing with the relevant Police Authority within the recorded deadline.  Losses caused by rioting can be recovered from the local Police Authority in whose areas that damage occurred.  Claims for the recovery of such losses are known as subrogation claims and must be made within a strict 14 day deadline.

A full definition of riot is included within the Public Order Act (1986). One of the key elements is “12 or more persons must be present together and use or threaten unlawful violence for a common purpose and the conduct of them (taken together) is such as would cause a person of reasonable firmness present at the scene to fear for his personal safety”.

Please contact your insurer as soon as you are aware of any damage or losses caused by rioting. There may be some restrictions in place preventing people returning to their premises but if Insurers have an early notification of a possible claim they will be better prepared to help.

For any further information, do not hesitate to contact A1 Insurance on 01377 318255.

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The rise in the price of diamonds could mean jewellery valuations are out of date

On August 3, 2011   /   Current News  

Stoners Jewellers in Harrogate have sadly seen a number of people unable to replace lost or stolen jewellery with exact replacements due to out of date valuations. Consumers should have their jewellery valued every year to ensure items are adequately insured.

Diamonds have increased in price by almost 20% in the last year making a diamond ring that was worth £5000 last year now worth £6000. This means that if the worst happens to this diamond ring and an up to date valuation isn’t in place you might be unable to get a like-for-like replacement. To ensure this doesn’t happen Stoners Jewellers provide a thorough and professional in-house jewellery and watch valuation service to ensure clients are adequately insured. Once the initial valuation is carried out, only yearly re-evaluations are required. If you have a number of watches or pieces of jewellery then Stoners provide an ‘At Home’ service where an expert from Stoners will come to you and carry out the valuation at your convenience. So, please don’t find yourself in this position and ensure you have your jewellery and watches valued on a yearly basis.

Please contact A1 Insurance if you want to check if you’re adequately covered on 01377 318255.

For more information on jewellery and watch valuations please contact Chris Stoner on 01423 561458 or email chris@stonergroup.co.uk. Alternatively visit www.stonergroup.co.uk.

 

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