Last week Ian received a great recommendation on LinkedIn from Dan Curston at Clean Energy.
Dan said “Awesome service, attention to detail, cover and confidence in policy product, my renewal can’t be better placed than in his hands, we do compare annually, still the one on top, A1 Insurance for all our workplace to motoring needs.”
What more could we ask for!
Homesitters could save you money!
Oak Underwriting are offering policyholders a discount on their renewal if they use the services of Homesitters Ltd.
When you’re away Homesitters will stay in your home and look after everything – pets, garden, security – providing complete peace of mind for you, your animals and your insurers.
Homesitters’ clients take better-than-average care of their properties. They plan ahead; they are prepared to spend substantial sums to protect their homes and possessions; and they are likely to make fewer claims.
In recognition of this, insurers such as Oak Underwriting will consider Homesitters’ service within their underwriting criteria. In addition, many will give premium reductions off household insurances to those policyholders who use their services.
For more information get in touch or call 01377 318255.
Now is the time many students are leaving home for the first time looking forward to Freshers Week Celebrations as they arrive at University and College.
Banks, Universities and Colleges are suggesting to students that they need to cover their belongings whilst away from home and they can offer an insurance solution.
A1 Insurance TIP: Before you take one of these policies ask your home contents insurers if their policy extends to cover belongings of family members whilst they are attending such establishments. Many of the policies we provide do this FREE OF CHARGE.
Why not ask us for a quotation – call 01377 318255
Dear Alan
Just to let you know that I am really impressed by the service I’ve experienced from my Insurers, RSA. Having had a very minor altercation with my neighbour’s car, my car was taken away on Monday for repair. The garage came and collected it leaving me a courtesy car and sent me texts to keep me up-to-date with the progress (as well as being able to follow it on the internet). I know it was only a very minor bump but the car has already been returned and is immaculate……………..awesome service or what. I guess the only time you find out if your policy’s any good is if you have to claim and as long as their premiums stay competitive, I’ll be happy to stay with RSA.
Regards Paul S Howard
Director Howton Financial Services Limited
If you have suffered loss or damage as a result of the recent riots, please be aware that insurers require immediate notification in order to lodge a 
claim in writing with the relevant Police Authority within the recorded deadline. Losses caused by rioting can be recovered from the local Police Authority in whose areas that damage occurred. Claims for the recovery of such losses are known as subrogation claims and must be made within a strict 14 day deadline.
A full definition of riot is included within the Public Order Act (1986). One of the key elements is “12 or more persons must be present together and use or threaten unlawful violence for a common purpose and the conduct of them (taken together) is such as would cause a person of reasonable firmness present at the scene to fear for his personal safety”.
Please contact your insurer as soon as you are aware of any damage or losses caused by rioting. There may be some restrictions in place preventing people returning to their premises but if Insurers have an early notification of a possible claim they will be better prepared to help.
For any further information, do not hesitate to contact A1 Insurance on 01377 318255.
Stoners Jewellers in Harrogate have sadly seen a number of people unable to replace lost or stolen jewellery with exact replacements due to out
of date valuations. Consumers should have their jewellery valued every year to ensure items are adequately insured.
Diamonds have increased in price by almost 20% in the last year making a diamond ring that was worth £5000 last year now worth £6000. This means that if the worst happens to this diamond ring and an up to date valuation isn’t in place you might be unable to get a like-for-like replacement. To ensure this doesn’t happen Stoners Jewellers provide a thorough and professional in-house jewellery and watch valuation service to ensure clients are adequately insured. Once the initial valuation is carried out, only yearly re-evaluations are required. If you have a number of watches or pieces of jewellery then Stoners provide an ‘At Home’ service where an expert from Stoners will come to you and carry out the valuation at your convenience. So, please don’t find yourself in this position and ensure you have your jewellery and watches valued on a yearly basis.
Please contact A1 Insurance if you want to check if you’re adequately covered on 01377 318255.
For more information on jewellery and watch valuations please contact Chris Stoner on 01423 561458 or email chris@stonergroup.co.uk. Alternatively visit www.stonergroup.co.uk.
AVCIS advise motorists to follow these guidelines to prevent their vehicles from being targeted by criminals:
Don't let your vehicle be next!
Almost 9,000 vehicles across the UK were stolen in just 36 days at the beginning of 2011, reports the Association of Chief Police Officers Vehicle Crime Intelligence Service (AVCIS).
This new data illustrates that 50 per cent of thefts were made when a vehicle was left at the owner’s home address or close by, including 17.6 per cent through the burglary of properties to obtain car keys.
A third were stolen when vehicles were away from the home and four per cent of crimes during the 36 day sample were made by opportunist thieves, where keys were left in or within easy reach of the vehicle. Shockingly, this would mean that annually 3,400 thefts could be easily prevented through heightened awareness.
For more information on vehicle crime and AVCIS visit www.avcis.police.uk .
Did you know most motor policies will not give you a courtesy vehicle if you vehicle is stolen and it can take up to a month for an insurer to settle a theft claim and this can be a big problem if you are self employed and don’t have a replacement vehicle to use for work.
We can offer an insurance product which gives a replacement vehicle following a theft or total loss claim for 14 days or 28 days starting from an annual premium of £20.00.
For more information give us a ring on 01937 544784.
The workman’s favourite is the most popular vehicle to be stolen in the first quarter of 2011,* illustrating that it’s not just those with high-end vehicles that need to be wary of theft. Not only does a van such as the Ford Transit prove to be valuable in terms of spare parts or as scrap metal, but the lure of potential tools and other contents stored in the back makes it irresistible for thieves.
“Vehicles appearing in the list may surprise motorists,” said Head of AVCIS, Detective Chief Inspector Mark Hooper. Although high-end cars are stolen to order by criminals, those driving more affordable vehicles should not be complacent. Whatever vehicle you drive, security should always be a priority.”
Top ten stolen vehicles in Q1 2011
Top of Car Thieves Hit List
Did you know most motor policies will not give you a courtesy vehicle if you vehicle is stolen and it can take up to a month for an insurer to settle a theft claim. This can be a big problem if you’re self employed and don’t have a replacement vehicle to use for work.
We can offer an insurance product which gives a replacement vehicle following a theft or total loss claim for 14 days or 28 days starting from an annual premium of £20.00.
For further information contact us on 01937 544784 or click here.
BIBA – the British Insurance Brokers’ Association give the following advice if you are involved in an accident.
Do you know what to do?
For more advice on Car Insurance get in touch – we’ll be happy to help and advise tel: 01377 318255.
BIBA – the British Insurance Brokers’ Association recommends the following:
Make sure you're covered abroad
Your UK policy will provide cover in EU countries to meet their minimum legal requirements, but this may not be enough if you have an accident. Nor will it cover you for theft or damage to your car, and may not cover your legal liabilities to other people. Some insurers will ask you to pay an additional premium for comprehensive cover whereas others give it at no cost. If you are a regular traveller to the continent check with your broker who will select the most appropriate choice for you. You may need to advise your insurer of any overseas trip.
If you don’t tell your insurer and have an accident, you may find yourself paying for the extra costs that would have been incurred had the accident happened in this country, provided the insurer agrees to deal with the claim.
When you start your policy ask your broker if you have an EU certificate and if it is necessary to tell them about journeys less than 30 days to Europe.
If you do not have a EU certificate, or are travelling outside Europe you will need to give your broker plenty of notice that you wish to order a green card. This will provide the necessary evidence that your policy meets the legal requirements for third party liability in the country you are visiting.
However always ensure that if you do travel outside the UK your insurance policy will extend the same cover to Europe. Some policies will only give the minimum legal requirement in the country visited which will not necessarily be the same as the cover you have in the UK and in this scenario will certainly not provide cover for loss or damage to your vehicle.
For more information and to check if you’re covered give us a call on 01377 318255 or email info@a1insurance.co.uk.
